Why is it so hard to cancel accounts online? That’s easy, the companies don’t want you to shut them down, so there is never going to be a “cancel my account” button when you need one. Instead you find yourself jumping through hoops trying to figure out how to get out of this damned agreement.
Well, I have an answer. You can use the provider’s own ‘update billing information’ option to provide CC information that doesn’t work. The only challenge: Most software won’t accept invalid CC information. Instead you need a credit card that appears valid, but can never be charged. Such a thing IS possible using Bank of America’s online service “Shop Safe”.
Here is how it works:
(1) Create a “Shop Safe” credit card number at Bank of America
(2) “Update” your billing information with the provider you want to cancel.
(3) Shut down the Shop Safe credit card